Women are known to have a foresight for savings and it is likely that you have your own method of saving money. However, in a few years’ time, the thought that you may not have saved enough for your future may cause worry.

Instead of regretting this in the later years of your life, make it a point to invest wisely and regularly today. Add newer investment options such as FDs for women , real estate, mutual funds, etc., to your portfolio in addition to savings, and breathe easy.

Take a look at how to select investment options for women to turn the possibility of regret into a blessing.

Begin investing keeping your goals in view
As you take your first step towards making systematic investments, you must understand that planning and goal segregation is essential. Here, retirement can be your primary long-term goal along with numerous short-term goals. So, draw a plan to seek financial independence keeping all these goals in mind. For instance, you can start by setting aside a couple of months’ salary.

Choose a good investment mix for your folio

With a plan and sufficient cash at your disposal, plan the next step, which involves identifying lucrative investments that tie in with your goals. Choose a mix of options ranging from the high-risk, high-return options such as stocks to low-risk options such as FDs, recurring deposits, SIPs, real estate and more. Here, choosing an FD , for example, is a good move. FDs are not only better than regular savings account s, but they also come with a host of value-added features.

In order to enjoy the advantages of an FD for Women , choose a trusted issuer like Bajaj Finance. You will be able to benefit from guaranteed returns, a good safety rating and an attractive rate of interest of up to 8.75% on your investment amount. You can also check the FD interest rates and your maturity amount in advance by using the FD calculator .

Create a strategy and stay within the budget
Once you get started, you must also focus on adhering to a budget. This means that you should start listing out your short-term liabilities, essential expenditures, and lavish spends for a month beforehand. This will help you spot unnecessary or extra expenses. Then, you can slowly begin moderating these on a month-to-month basis.

This will eventually leave you with more funds to investment. Also, at this stage you can start building two corpuses: one for retirement and another one for emergencies. This will help you segregate funds for each need and make sure that you’re never in a catch-22 situation.

If you stay on track with your expenditure and save, then this attitude coupled with smart, regular investments, will surely allow you to financially provide for your future, leaving no room for any regrets!